TONI DAWSON, a fully-qualified Mortgage Adviser with more than 15 years’ industry experience, shares her expertise.
Interest rate cuts
Since the Reserve Bank cut the Official Cash Rate by 0.25 per cent on August 14, I’ve seen a steady stream of interest rate cuts from banks and non-bank lenders, right across the board.
Just when I thought the cuts might slow down, another email appears in my inbox showing another rate cut.
Due to the pace with which rates are changing, contact me if you’d like to know what they currently are, across the various terms and lenders.
Three big announcements before Christmas
We’ve seen a big uplift in activity since the Reserve Bank’s OCR announcement last month. And we’ve another three big announcements to come. All of these can have an effect on mortgage interest rates.
The OCR review is on October 9. The release of September quarter inflation figures is on October 16. The year’s final OCR review is on November 27.
How much deposit do I need?
It’s no secret that the ride is much smoother if you have a 20 per cent deposit. But did you know that you can get by with a 5 per cent deposit? with a major bank. And no, it’s not just for first home buyers. Contact me to find out more.
- Toni Dawson NZCFS Level 5, BBS, GradDipBusStuds (Personal Financial Planning) FSP1000506
- Click here for my Publicly Available Disclosure.
- M 027 646 9269
- A 38A Wakelin Road, Beachlands 2018
- W https://loanmarket.co.nz/toni-dawson/
- facebook.com/ToniDawsonLM
- instagram.com/tonidawsonloanmarket
