Hi, I’m Steve O’Connor, a Risk Insurance Adviser with Insurance Market.
We’re the sister company to Loan Market. I help people with a ‘Plan-B’.
When people need urgent healthcare, financial stability while recovering from an accident, illness, or when a loved one passes away prematurely, ‘Plan-B’ makes a huge difference to ease financial worries and help maintain lifestyle and some normality.
Your biggest asset is YOU. Are you insured? I help clients work out what they actually need when the unexpected happens. We keep it simple and within budget.
- What do you know about risk insurance?
Life insurance. The risk: You pass away (or are terminally ill). Financially this could be disastrous for those you leave behind.
Health insurance. The risk: You need to have hospital treatment. A major health problem can put your life on hold. To get back to living you need to avoid waiting lists and get quality advice and treatment quickly.
Income protection. The risk: You’re too sick to work. Along with your health, your ability to earn is probably the biggest asset you have. In the event of an accident ACC may pay, however in the event of sickness there is no ACC available.
Critical illness cover (Trauma Cover). The risk: You suffer a major health condition. These conditions (like serious cancer, heart disease and stroke) can be sudden and will have a huge impact on the way you live, for example requiring time off work and readjustment costs.
TPD insurance (Total Permanent Disability). The risk: You’re unable to ever work again. The impact of this on you and your family would be life-changing, with loss of income affecting your ability to pay for living costs, mortgage payments etc.
Do you have a ‘Plan-B’? Let’s talk …
